One of a Florida personal representative’s most important early duties is dealing with the deceased person’s creditors. Handled correctly, it protects the estate and brings finality; handled poorly, it can expose the representative to liability.
Publishing and serving notice
The personal representative must publish a Notice to Creditors in a local newspaper and serve a copy on known or reasonably ascertainable creditors. This officially tells creditors that the estate is open and that they must act to be paid.
The claims window
Creditors generally must file their claims by the later of 3 months after the first publication or 30 days after being served. Claims filed too late are usually barred. Separately, Florida bars most claims entirely once two years have passed since the death.
Why it matters
Getting notice right lets the personal representative pay valid debts, object to improper ones, and close the estate with confidence. Because the rules are strict, most representatives handle this with an attorney. See our probate overview or contact Hochberger Law.
This article is general information about Florida law, not legal advice. Please consult a Florida attorney about your specific circumstances.